We obtain your credit reports from all three bureaus—Experian, Equifax and TransUnion—and examine them for errors or inaccuracies.
We draft and submit dispute letters to the credit bureaus and furnishers, as recommended by the Consumer Financial Protection Bureau. Our letters include
Bringing past‑due accounts current is essential, as payment history has a major impact on your credit score. We help you prioritize debts, negotiate with creditors and set up autopay to avoid future late payments.
We teach you how to manage your credit utilization ratio—keeping balances low relative to your limits can boost your score.
Our advisors provide resources on budgeting, debt payoff strategies and the importance of keeping accounts open to maintain credit history.
We work with you to determine how much capital you need and whether it should come from self‑funding, loans, investors or crowdfunding.
We draft and submit dispute letters to the credit bureaus and furnishers, as recommended by the Consumer Financial Protection Bureau. Our letters include
We connect you with suitable lenders—including local banks, credit unions and SBA‑guaranteed lenders—and help you compare terms.
For high‑growth ventures, we explain how to find investors, prepare pitch materials and navigate due‑diligence reviews. Crowdfunding can also be an option for creative projects or product launches.
We show you how to establish business credit and maintain good personal credit to qualify for better financing.
